I. TERMS OF SERVICE

The website SpecialScores.com, is owned and operated by the Winston Law Firm, LLC (“SpecialScores.com”, “Site”, “We”, “Us”, “Our”). Your use of our website is governed by this “Terms of Service and Legal Retainer Agreement” (“Terms of Service”, “Terms”, “Retainer”).

YOUR USE OF THIS WEBSITE IS SUBJECT TO THESE TERMS OF SERVICE AND LEGAL RETAINER AGREEMENT. PLEASE READ THESE TERMS OF SERVICE AND LEGAL RETAINER AGREEMENT FULLY PRIOR TO USING THIS WEBSITE. YOUR USE OF THIS WEBSITE INDICATES YOUR ACCEPTANCE OF THESE TERMS OF SERVICE AND LEGAL RETAINER AGREEMENT. YOUR PURCHASE OF THE SERVICE IS CONSENT TO THESE TERMS OF SERVICE AND LEGAL RETAINER AGREEMENT IN FULL, WHICH ALSO INCORPORATES OUR PRIVACY POLICY, COPYRIGHT POLICY, DISCLAIMER, AND TERMS OF USE AND END-USER AGREEMENT.

THESE TERMS OF SERVICE CONTAIN THE FOLLOWING TERMS THAT LIMIT LEGAL REMEDIES AVAILABLE TO YOU: LIMITATION OF LIABILITY AND INDEMNIFICATION (SEE, SECTION I, #11); FORUM AND CHOICE OF LAW (SEE, SECTION II, PART B, ##2 - 3); AND CONSENT TO ARBITRATION OF FEE DISPUTES (SEE, SECTION II, PART B, #1).

1. Parties. The Winston Law Firm, LLC is a New Jersey-registered limited liability company. By using the SpecialScores.com website, operated by the Winston Law Firm, LLC, (“SpecialScores”, “Site”, “We”, “Us”, “Our”) or any SpecialScores applications or application plug-ins (“Applications”), you agree to follow and be bound by these Terms of Service and agree to comply with all applicable laws and regulations, including United States export and re-export control laws and regulations. In these Terms of Service, the words “Client”, “User”, “You”, and “Your” refer to each purchaser herein granted a limited, personal, non-exclusive, non-transferable license to use our Site, Service, and/or Applications for their own personal, non-commercial use; “We”, “Us” and “Our” refer to Winston Law Firm, LLC; and “Service” refers to any service provided by our firm (“Service”).

2. Review and Notice Requirements. It is your responsibility to review these Terms of Service periodically. If at any time you find these Terms of Service unacceptable or if you do not agree to these Terms of Service, please discontinue your use of this Site or any Applications. We may revise these Terms of Service at any time without notice to you. If you have any questions about these Terms of Service, please contact us.

3. Age Requirement. THIS SITE IS CURRENTLY OFFERED EXCLUSIVELY FOR ADULTS. YOU ATTEST AND AGREE THAT BY USING THE SITE, ANY APPLICATIONS, AND THE SERVICES YOU ARE AT LEAST EIGHTEEN (18) YEARS OF AGE OR OLDER. IF YOU ARE LESS THAN EIGHTEEN (18) YEARS OF AGE, YOUR USE OF THIS SITE IS UNLICENSED; PLEASE CLOSE YOUR BROWSER AND DISCONTINUE ALL USE.

4. Residency Requirement. THIS SITE IS CURRENTLY OFFERED EXCLUSIVELY FOR RESIDENTS OF THE UNITED STATES OF AMERICA. YOU ATTEST AND AGREE THAT BY USING THE SITE, ANY APPLICATIONS, AND THE SERVICES YOU ARE A RESIDENT OF THE UNITED STATES OF AMERICA AND YOU ARE NOT A RESIDENT OF ANY OTHER COUNTRY. IF YOU ARE NOT A RESIDENT OF THE UNITED STATES OF AMERICA, YOU ARE PROHIBITED FROM USING THIS SITE; PLEASE CLOSE YOUR BROWSER AND DISCONTINUE ALL USE.

5. Non-Affiliated Requirement. THIS SITE IS CURRENTLY OFFERED EXCLUSIVELY FOR UNAFFILIATED CONSUMERS. YOU ATTEST AND AGREE THAT YOU ARE NOT AN EMPLOYEE, OFFICER, AGENT, REPRESENTATIVE, COUNSEL, CONTRACTOR, SPOUSE, RELATION OR OTHERWISE CONNECTED OR AFFILIATED WITH ANY COMPANY OR ENTITY, IN THE PAST, PRESENT, OR FUTURE, THAT PERFORMS THE ACTIONS OF A CREDIT REPORTING AGENCY, A DATA FURNISHER, OR A DATA BROKER (“PROHIBITED CREDIT REPORTING AGENCY USER”). IF YOU ARE A PROHIBITED CREDIT REPORTING AGENCY USER, YOUR USE OF THIS SITE IS UNLICENSED; PLEASE CLOSE YOUR BROWSER AND DISCONTINUE ALL USE.

6. Incorporation of Terms by Reference. Please also refer to our Privacy Policy, Cookie Policy, Copyright Policy, Web Accessibility Statement,  Disclaimer, and Terms of Use and End-User License Agreement, each of which is incorporated herein by reference.

7. Limited License to Use. We grant you a limited, personal, non-exclusive, non-transferable license to use our Site, Service, and/or Applications for your own personal, non-commercial use. You acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Website in any manner and that you will not attempt to do so. You shall not remove any disclaimer, privacy policy, term of use, warning, or copyright notice from any portion of the Site.

8. No Affiliation with Credit Reporting Agencies. On our Site and through our Application, we publish educational material and information pertaining to entities qualified as consumer credit reporting agencies, furnishers of information, and data brokers under applicable federal and state laws and regulations. The Winston Law Firm, LLC is not affiliated with, or endorsed by, any credit reporting agency, furnisher of information, or data broker.

9. Not a Credit Repair Organization. The Winston Law Firm, LLC is not a credit repair organization. On our Site and through our Application, we publish educational material and information pertaining to consumer credit reporting agencies, consumer credit reports, and consumer credit scores. Information and material available on our Site and through our Application is not sold or exchanged in return for the payment of money or other valuable consideration. Furthermore, information and material available on our Site and through our Application is not provided, and shall not be considered provided, for the express or implied purpose of: (i) improving any consumer’s credit record, credit history, or credit rating; or (ii) for providing advice or assistance to any consumer with regard to any activity or service for the express or implied purpose of improving any consumer’s credit record, credit history, or credit rating.

10. Disclaimer of Copyrights and Trademarks. On our Site and through our Applications, we publish educational material and information pertaining to entities qualified as consumer credit reporting agencies, furnishers of information, and data brokers under applicable federal and state laws and regulations. It is impossible to refer to certain credit reporting agencies, data brokers, and their products without using their names, which may be subject to copyright or trademark protection. The material and information we publish has abundant value as public, newsworthy, and educational value, and is firmly protected under the fair use doctrine and relevant law.

You hereby acknowledge and agree that all trademarks, product names, logos, service marks, trade names, trade dress, and copyrighted material appearing on this Site, Service, and/or Applications are the property of its respective owner(s) and  that you are not confused by such offerings. All trademarks, product names, logos, service marks, trade names, trade dress, and copyrighted material described or published on this Site, Service, and/or Applications are for identification and educational purposes only. The Winston Law Firm, LLC does not claim ownership of trademarked or copyrighted materials, nor does the use of such materials imply license or endorsement.

11. LIMITATION OF LIABILITY AND INDEMNIFICATION. EXCEPT AS PROHIBITED BY LAW, YOU WILL HOLD US AND OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE, HOWEVER IT ARISES (INCLUDING ATTORNEYS’ FEES AND ALL RELATED COSTS AND EXPENSES OF LITIGATION AND ARBITRATION, OR AT TRIAL OR ON APPEAL, IF ANY, WHETHER OR NOT LITIGATION OR ARBITRATION IS INSTITUTED), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THIS TERMS OF SERVICE AND LEGAL RETAINER AGREEMENT, INCLUDING WITHOUT LIMITATION ANY CLAIM FOR PERSONAL INJURY OR PROPERTY DAMAGE, ARISING FROM THIS AGREEMENT AND ANY VIOLATION BY YOU OF ANY FEDERAL, STATE, OR LOCAL LAWS, STATUTES, RULES, OR REGULATIONS, EVEN IF WE HAVE BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. EXCEPT AS PROHIBITED BY LAW, YOU ACKNOWLEDGE AND AGREE THAT ANY LIABILITY FOUND ON OUR PART SHALL BE LIMITED TO THE DOLLAR AMOUNT PAID THE CLIENT FOR THE LICENSE TO THE SITE, SERVICE, AND/OR APPLICATIONS, OR $20.00 (TWENTY) DOLLARS, WHICHEVER IS GREATER. PARTIES AGREE THAT THERE SHALL BE NO CONSEQUENTIAL OR PUNITIVE DAMAGES. YOU ACKNOWLEDGE AND EXPRESSLY WAIVE THE RECOVERY OF ANY CONSEQUENTIAL OR PUNITIVE DAMAGES FROM US. 

12. Waiver. Our failure to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision.

13. Assignment by Us. We may freely assign these Terms and all of the policies and other documents incorporated or referenced in it (including all rights, licenses, and obligations under it or them), in whole or in part and without notice, for any reason, including for the purpose of internal restructuring (for example, mergers, ventures, or liquidations).

II. LEGAL RETAINER AGREEMENT

A. CLIENT ACKNOWLEDGMENTS AND AGREEMENTS

1. Retention of Counsel. I (“I” or “Client”) hereby retain the Winston Law Firm, LLC of Pittsburgh, Pennsylvania (“Law Firm” or “Attorneys”) to represent me and provide legal counsel in the limited scope of requesting, disputing, and/ or opting-out of the regulated databases of certain companies and entities. I acknowledge and agree that this engagement is strictly limited to the transactional matter enumerated herein (and no more) and that representation shall cease upon the complete processing of a request, dispute, and/ or opt-out.

2. Authorization of Representation. Attorneys agree to represent Client in connection with the matters described herein. Client acknowledges and agrees that Attorneys are authorized to undertake all reasonable and appropriate efforts to provide effective representation on Client’s behalf.

3. Scope of Engagement. Client acknowledges and agrees that representation by Attorneys is limited to the transactional matters described herein. Client acknowledges and agrees that no litigation is contemplated, requested, or offered by, or through, this Legal Retainer Agreement. Client acknowledges and agrees that representation of Client in any other legal proceeding or litigation matter not specifically delineated herein is subject to mutual agreement and the signing of a new legal retainer agreement.

4. Protection of Attorney-Client Privilege. Client acknowledges and agrees that the establishment of an Attorney-Client relationship through a duly executed legal retainer agreement confers the protection and confidentiality of Attorney-Client privilege. Attorneys shall not reveal information relating to Clients’ representation unless Client gives informed consent, except for disclosures that are impliedly authorized in order to carry out the representation, or disclosures obligated at law. Furthermore, Attorneys shall make reasonable efforts to prevent the inadvertent or unauthorized disclosure of, or unauthorized access to, information relating to the representation of Client. Additionally, Attorneys’ duty not to reveal information relating to representation of Client continues after the Attorney-Client relationship has terminated.

5. Fees for Legal Services Performed. Attorneys require Client to provide payment at the commencement of legal representation. Client will be assessed and invoiced according to the terms of this Legal Retainer Agreement and the package of services Client selects. Client agrees to pay a flat fee to Attorneys and acknowledges that the attorneys fees are for actual legal services performed. Client can review Attorneys’ flat rate prior to payment. Legal fees for any additional legal services elected by Client in accordance with this Legal Retainer Agreement shall be assessed upon Client’s request and at the time of performance. 

6. Method of Correspondence. Client acknowledges and agrees that all written correspondence from Attorneys to Client shall be addressed to Client at the contact information provided upon purchase. Correspondence sent via electronic or postal mail to Client at such address shall be deemed notice to it regarding the contents thereof. If Client changes their electronic or postal mailing address, Client shall provide notice to Attorneys within ten (10) calendar days. Client acknowledges and agrees that Client may also be reached by telephone. If Client changes their telephone number, they shall provide notice to Attorneys within ten (10) calendar days. Attorneys, at their sole discretion, may offer SMS/text message/ iMessage/ Messenger/ WhatsApp based programs (“Mobile Alerts”). By providing their mobile telephone number, Client acknowledges and consents to the receipt of Mobile Alerts from Attorneys. Client acknowledges and agrees that certain telephone, text, or data messaging rates may apply.

7. Clients Duty to Disclose. Client acknowledges and agrees to fully cooperate with Attorneys and shall not willingly withhold essential information known to be relevant to this representation. Client agrees to timely respond to communications from Attorneys. Client agrees to provide all further information and papers requested by the Attorneys and to cooperate fully in connection with the representation.

8. Waiver of Conflicts. Client acknowledges and agrees that there may be potential and/ or actual conflicts of interest between Attorneys and other business entities. Client acknowledges and agrees that Client has been advised of my right to consult independent counsel concerning any such conflicts and hereby waive any such conflicts. Client acknowledges and agrees that, should there develop a conflict of interest between Attorneys and other business entities, Attorneys are authorized to discontinue representing some or all of the named parties according to Attorney’s sole discretion.

9. PA Insurance Notice. Client acknowledges and understands that, pursuant to Pennsylvania Rule of Professional Conduct 1.4(c), the Commonwealth of Pennsylvania does not require the purchasing of professional liability insurance of at least $100,000 per occurrence and $300,000 in the aggregate per year. Client acknowledges and agrees that Client is advised that, for this engagement, Attorneys do not maintain professional liability insurance coverage of at least $100,000 per occurrence and $300,000 in the aggregate per year from a licensed insurance carrier.

‍10. Attorneys’ Right to Withdraw. Client acknowledges and agrees that Attorneys may withdraw from Client’s representation in this matter at their sole discretion by delivering a written Notice of Intent to Withdraw to Client via electronic or postal mail (at Attorneys’ election). In the event of withdrawal, Attorneys will return any unused portion of payment. Thereafter, Attorneys will have no further obligation to the Client.

11. Clients’ Right to Discharge. Client acknowledges and agrees that Client has the right to discharge Attorneys. Client acknowledges and agrees that Client must contact Service [at] SpecialScores.com to complete a discharge. Upon discharge, Client acknowledges and agrees that Attorneys will return any unused portion of its legal fee.

12. Ownership of Records. Client acknowledges and agrees that all materials and documents related to this engagement are owned solely and exclusively by Attorneys. Such materials and documents may include, but are not limited to, legal forms, legal request letters, cover letters, dispute letters, opt-out requests, notes, questionnaires, surveys, emails, correspondences, notes, deliverables, data, and attorney work product. Client acknowledges and agrees that it has no ownership, right, interest, title, license, claim, or equity of any kind in the materials and documents related to this engagement.

13. Retention of Records. For a period of time of two (2) years following the date of final completion, Attorneys shall retain and store all necessary materials and documents strictly related to its specific representation in this matter. During this period of time, the Client may request specific stored materials and documents from Attorneys. The Attorneys and the Client will take care to preserve the confidentiality of the information contained in the materials and documents. Client acknowledges and agrees that, upon the expiration of two years (2) following the date of final completion, Attorneys may automatically destroy all Client materials and documents. Client acknowledges and agrees that no additional notice by Attorneys, or consent by Client, is required prior to the destruction of any materials and/ or documents.

14. Law Firm Employees. Client acknowledges and agrees that Attorneys may employ any qualified person(s) to assist the Attorney(s) in the support, performance, or completion of the aforementioned legal matters, to the extent permitted by law in the appropriate jurisdiction.

15. Association of Additional Attorneys. Client acknowledges and agrees that Attorneys may retain, associate, join or dismiss additional attorneys or law firms on its behalf as Attorneys deem necessary, in its sole discretion. Attorneys may also consult or retain experts, investigators, professionals, and others concerning this matter. Client authorizes Attorneys to consult with such persons and to divulge to them such privileged information as is necessary for them to assist Attorneys in connection with this matter.

16. Electronic Records and Signatures. Client acknowledges and consents to the use of Attorneys’ electronic records and signature systems, where required. Client understands that they may withdraw their consent by contacting Attorneys, provided Clients’ documents have not already been filed or issued.

B. CONSENT TO ARBITRATION OF FEE DISPUTES

1. BINDING ARBITRATION OF QUALIFYING FEE DISPUTES. IN THE EVENT THAT A QUALIFYING DISPUTE ARISES BETWEEN US RELATING TO FEES, CLIENT AND ATTORNEYS HEREBY ACKNOWLEDGE AND CONSENT TO SUBMIT ALL SUCH DISPUTES TO THE SPECIAL FEE DETERMINATION COMMITTEE OF THE BAR ASSOCIATION OF ALLEGHENY COUNTY, PENNSYLVANIA, FOR COMMON LAW ARBITRATION. CLIENT AND ATTORNEYS AGREE THAT THE AWARD OF THE ARBITRATOR SHALL BE FINAL AND BINDING. CLIENT AND ATTORNEYS FURTHER ACKNOWLEDGE THAT A JUDGMENT MAY BE ENTERED ON THE AWARD ON APPLICATION OF A PARTY PURSUANT TO 42 PA.C.S.A. § 7341 (RELATING TO COMMON LAW ARBITRATION) AND/OR 42 PA.C.S.A. § 7342(B) (RELATING TO CONFIRMATION AND JUDGMENT).

‍2. Forum. Client acknowledges and agrees that, if for any reason a dispute proceeds in court rather than through arbitration, all such disputes (regardless of theory) arising out of or relating to this Retainer, or the relationship between the Client and the Winston Law Firm, LLC, will be brought exclusively in the courts located in Allegheny County, Pennsylvania or the U.S. District Court for the Western District of Pennsylvania. In such cases, Client acknowledges and agrees that he/ she and the Winston Law Firm, LLC both agree to submit to the personal jurisdiction of the courts located within Allegheny County, Pennsylvania or the Western District of Pennsylvania, and both agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

3. Choice of Law. Client acknowledges and agrees that this Legal Retainer Agreement and the relationship between the parties, including any claim or dispute that might arise between the parties, whether sounding in contract, tort, or otherwise, will be controlled by the laws of the Commonwealth of Pennsylvania without regard to its conflict of law provisions. Client acknowledges and agrees that, in no event, will the parties bring claims against one another under the laws of another jurisdiction.

C. NO MODIFICATION OF RETAINER

1. Complete Retainer. Client acknowledges and agrees that the items contained within these pages are the complete and exclusive terms of our Attorney/ Client Legal Retainer Agreement. This Legal Retainer Agreement may not be amended or modified.

2. Severability. Whatsoever terms and conditions are unenforceable or invalid at law shall be severed from the remaining terms, which shall remain in full force and effect.

3. Client Acknowledgement. I ACKNOWLEDGE AND AGREE THAT I HAVE READ THESE TERMS IN FULL AND I WILLFULLY AGREE TO BE BOUND BY THEM.

Terms of Service: v3.0.

Last Updated: April 28, 2025.