Some companies sell special credit reports for the purpose of employment screening and employment history.

These employment screening companies provide information such as credit history, employment, salary, and education and professional license verification to employers and others, including to non-profit volunteer organizations and to government agencies such as to verify employment income to determine eligibility for government assistance.

These employment screening companies also provide residential address history and Social Security Number verification; criminal arrest and conviction information, as well as fingerprint information from state and federal criminal record databases; status on global watchlists, motor vehicle and driver’s record information; drug and alcohol testing and health screening information; non-profit and volunteer activity verification; and social media screening.

Employment screening sometimes includes both pre-employment screening and on-going workforce monitoring. If possible, when you give your authorization, ask for the name(s) of the employment screening company being used. Contact those reporting companies to fact-check your reports.

If the employer is checking your credit history in separate reports, from one or all three of the “Big Three” nationwide providers of consumer reports (Equifax, Experian, and TransUnion), request and review those reports too. Employers must take certain steps before they decide not to hire, keep or promote you because of something in a background report.

View the companies selling special credit reports for employment screening and employment history.

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